Kia Finance Department

Welcome to Carriage Kia of Woodstock

Our dealership sells a large inventory of new and pre-owned cars, trucks, SUVs, and minivans to drivers with all credit backgrounds. We understand that credit doesn’t determine your worth. Good people experience hardships just as well as anyone else. Since we work with many area lenders, there’s a good chance we can provide you with Kia financing even if your credit history is less than perfect. Complete your pre-application today and learn how our lenders can help you get the Kia (or another vehicle manufacturer) vehicle of your dreams. Remember, we want you to buy a car and go out of our way to help get you financed!

Is Financing a Car a Good Idea?

Financing a car provides drivers the chance to drive off the lot inside a vehicle of much higher quality than they could afford to pay cash. If you want to invest in a vehicle that safely gets you from point A to point B, financing is an excellent way to get a great vehicle. Financing your vehicle allows you to begin building or rebuilding your credit if those are issues of concern in your life. Everyone needs good credit but sadly, many people fail to realize the importance until it is too late. Financing gives you the chance to get back on the right financial path. There are many benefits offered to drivers who choose to finance. It is safe to say that financing is a great idea for many people.

Is There a Minimum Credit Score to Finance a Car?

There is little question that credit score impacts your ability to finance a car. The better your credit score, the better the odds you’ll get low-interest financing that appeases your needs. But, that isn’t to say that financing is reserved only for people who possess the best credit. Many lenders understand that bad things sometimes happen to good people and use an abundance of criteria in addition to credit score to determine financing eligibility. Even drivers with poor credit history may find financing to suit their needs. The best way to learn how much vehicle financing you qualify for is to complete the simple application and reach out to our financing department without delay. We’d love to see you drive off the lot in one of our awesome Kia automobiles.